First Time Home Buyer Grants in Utah

Utah First Time Home Buyer Grants

Are you excited by the idea of buying your first home in Utah? Would you like a free gift of money to help you purchase that first home? Unfortunately, the state of Utah does not currently provide free grant money for its residents who are first time home buyers and need help with the down payment and closing costs as some other states do. However, there is still Federal Grant money available as well as grants from private foundations. This is free money that shouldn’t be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the grant programs that are available to you.

UTAH HOUSING doesn’t directly offer a cash grant for first time home buyers, but they do offer down payment assistance mortgages.

Down Payment Assistance

Utah Housing loans allow you to borrow all or a portion of your down payment and closing costs. You can purchase a home with FHA or VA financing with little or no cash investment through a Utah Housing Participating Lender. You can get the complete details of this program by visiting this resource.

Here is the contact information for Utah Housing Corporation:

Utah Housing Corporation
2479 South Lake Park Blvd.
West Valley City, Utah 84120
Phone: 801.902.8200
Toll Free: 800.284.6950

Federal First Time Home Buyer Grants

Besides the state programs, there are federal funds and grants available in Utah through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you’ll find complete grant information, application forms, description of available funds, as well as many other helpful tools.

Every potential buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also,  there is a website that has a complete list of all grant programs available through the United States Federal Government: You should plan to spend the required time investigating to determine how many individual grants you may qualify for. You can visit the website by going to and search for additional information.

Other Grants in Utah

In addition to the home buyer grant programs described above, the U.S. Department of Housing and Urban Development provides home buyer assistance and grants in every state. There are multiple grant programs designed specifically for people that meet certain requirements, such as grants for people with disabilities so they can continue to live independently at home. It is worth visiting HUD’s website to see what assistance is currently available. For your convenience, simply go to this website.

Here is the contact information for the HUD office in Utah:

Salt Lake City Field Office
125 South State Street
Suite 3001
Salt Lake City, UT 84138
Phone: (801) 524-6070
Fax: (801) 524-3439

There are also these local programs:

Multi Counties Bear River Association of Governments First Time Homebuyer Program (FTHB) (435) 752-7242
Multi Counties Housing Services of Utah Valley Loan to Own Program (LTO) (801) 852-6164
Ogden Lincoln Court Townhomes Down payment Assistance Program (DAP) (801) 629-8942
Ogden Own-in-Ogden Program (801) 629-8942
Ogden Urban Homestead Program (UHP) (801) 629-8942
Provo 80/20 Down Payment and Closing Cost Assistance Program (DPA) (801) 852-6160
Provo Down Payment and Closing Cost Assistance Program (DPCCA) (801) 852-6160
Provo Neighborhood Housing Services, Inc. Down Payment and Closing Cost Assistance Program (DPCCP) (801) 375-5820
Salt Lake Community Development Corporation of Utah Own in Salt Lake Down payment Assistance Program (DAP) (801) 994-7222
Salt Lake Neighborhood Housing Services Inc A Home to Own Program (DAP) (801) 539-1590
Tooele County Down Payment Assistance Program (DAP) (435) 882-7875
West Jordan Down Payment Assistance Program (DPA) (801) 569-5060
West Valley City Home Ownership Program (HOP) (801) 963-3280

About Jennifer Cribsly

I'm a former real estate broker who specialized in helping first time buyers be able to purchase a home. Now full time mom, part time real estate owner/investor.
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