Are you thinking of buying your first home in Kansas? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Kansas provides free grant money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn’t be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the grant programs that the State of Kansas provides.
Kansas Grants
The agency in Kansas that provides financial assistance to the buyers is The Kansas Housing Resources Corporation. There is currently only one such grant available, but the program sometimes runs out of funding and you’ll need to check if any funds are currently available. Because this program does run out of money before the fiscal year ends, you should apply as early as possible once the application process opens again. To find out more details about this program, please visit the Kansas Housing Resources Corporation website page for here.
If down payment and closing costs are keeping you from purchasing a home of your own, these grants may be able to help. Eligible borrowers can use the forgivable loan to greatly reduce the out-of-pocket expenses associated with buying a home.
The contact info for the Kansas Housing Resources Corporation is:
Kansas Housing Resources Corporation
Christine Reimler
HOME Division Director
Phone: (785) 296-4818
Fax: (785) 291-3215
email: creimler@kshousingcorp.org
Federal Grants
Besides the state programs for first time owners, there are federal funds and grants available to the home buyers in Kansas through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you’ll find complete grant information, application forms, description of available funds, as well as many other helpful tools.
Every potential home buyer should investigate what they have to offer. You can visit the website by going here: US Dept. of Housing and Urban Development. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. Anyone looking for a grant to buy her first home should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov and using their search box to locate more information and details.
Other Grants in Kansas
In addition to the grant programs described above, the U.S. Department of Housing and Urban Development provides home buyer assistance and grants in every state. There are multiple grant programs designed specifically for people that meet certain requirements, such as grants for people with disabilities so they can continue to live independently at home. It is worth visiting HUD’s website to see what home buyer assistance is currently available. For your convenience, simply go to this website.
Here is the contact information for the HUD office in Kansas:
Kansas City Regional Office
400 State Avenue
Room 200
Kansas City, KS 66101-2406
Phone: (913) 551-5644
Fax: (913) 551-5469
There is also this buyer program:
Wichita HOMEownership 80 Assistance Program (HAP) (316) 268-4685
