Are you thinking of buying your first home in Hawaii? Would you like a free gift of money to help you purchase that first home? If you answered yes to these two questions, there is great news for you. The state of Hawaii provides free grant money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes in the form of state grants. This is free money that shouldn’t be passed up! The grant awards can be in the thousands of dollars. It will be well worth your time to educate yourself about the grant programs that the State of Hawaii provides.
The agency in Hawaii that provides assistance to the buyers is The Department of Hawaii Home Lands. According to Micah Kane, chairman of the DHHL’s Home Ownership Assistance Program, “Our Strategic Plan is being put into action, and within the next five years thousands of awards will be made to native Hawaiians. This program will directly help beneficiaries to qualify for those awards.” To find out more about this program, please visit the Department of Hawaii Home Lands’ website page specifically describing all the details.
Federal Grants for Hawaii Residents
Besides the state programs, there are federal funds and grants available to the buyers in Hawaii through the Homes and Communities program of the United States Department of Housing and Urban Development. On their website you’ll find complete grant information, application forms, description of available funds, as well as many other helpful tools.
Every potential home buyer should investigate what they have to offer. You can visit the website by going to the US Dept. of Housing and Urban Development website. Also, there is a website that has a complete list of all grant programs available through the United States Federal Government: Grants.gov. You should plan to spend the required time investigating to determine how many individual grants they may qualify for. You can visit the website by going to Grants.gov and performing a search for here.
In addition to the grant programs described above, the U.S. Department of Housing and Urban Development provides home buyer assistance and grants in every state. There are multiple grant programs designed specifically for people that meet certain requirements, such as grants for people with disabilities so they can continue to live independently at home. It is worth visiting HUD’s website to see what assistance is currently available. For your convenience, simply go to this page.
Here is the contact information for the HUD office in Hawaii:
Honolulu Field Office
1132 Bishop Street
Honolulu, HI 96813-4918
Phone: (808) 457-4662
Fax: (808) 457-4694
There is also this local program:
Honolulu County Ewa Villages Down Payment Loan Program (DPL) (808) 523-4207